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By using this site, you agree to the Terms of Use and Privacy Policy. To use a financial institution's telephone banking facility, a customer must first register with the institution for the service. Categories : Banking Information by telephone Banking technology Arab inventions British inventions Egyptian inventions. National Institute of Standards and Technology. Patent 3,, for a remote personal verification system which utilized encryption techniques to assure telephone link security while entering personal ID information, which would be transmitted as encrypted data over telecommunications networks to a remote location for verification. Customers would call the special phone number set up by the bank and would authenticate their identity through the customer number and a numeric or verbal password or security questions asked by a live representative. Views Read Edit View history. They would be assigned a customer number which is not the same as the account number and they may be given or set up their own password under various names for customer verification. Atalla , the founder of Atalla Corporation , filed U.

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